HSBC Reward+ Extra RewardCash Promotion
Terms and Conditions
- The promotional period of this promotion is from 11 December 2017 to 28 February 2018, both dates inclusive (the "Promotional Period").
- This promotion applies to customers ("Cardholders") holding any Hong Kong Dollar personal primary credit cards or UnionPay Dual Currency credit cards (applicable to Hong Kong Dollar sub-account only) issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) (the "Bank") (each an "Eligible Credit Card") who have downloaded HSBC HK Reward+ ("Reward+") and have registered for HSBC Personal Internet Banking.
- Cardholders are entitled to receive up to an extra $80 RewardCash if they fulfill the following requirements during the Promotional Period:
- $50 RewardCash will be awarded for successfully settling credit card statement or any Eligible Transaction (as defined in Clause 4 below) via "Pay with RC" function in Reward+ (the "$50 RewardCash Offer"); and
- the Eligible Transaction being settled in 3(i) is conducted at any outlets of Broadway Photo Supply Ltd, Mannings, Mannings Plus, Mannings Baby or GNC Stores (excluding the GNC counter at Apita) in Hong Kong (collectively referred to as the "Designated Merchants"), an extra $30 RewardCash (the "$30 RewardCash Offer") will be awarded.
The $50 RewardCash Offer and the $30 RewardCash Offer are collectively referred to as the "Extra RewardCash Offers". Any credit card statement or Eligible Transaction settled via "Pay with RC" function is referred to as "Pay with RC Transaction" below.
- "Eligible Transaction" refers to any transaction which is eligible for this promotion with any spending amount conducted with an Eligible Credit Card during the Promotional Period and posted on the Bank's system during the offer fulfilment period. If an Eligible Transaction is conducted in a currency other than Hong Kong Dollars, the transaction amount will be based on the currency and amount in Hong Kong Dollars after conversion posted in the credit card statement. Whether a transaction is an Eligible Transaction shall be determined at the sole and absolute discretion of the Bank. Payments for instalment plans and unposted/cancelled/refunded transactions will not qualify as Eligible Transactions for this promotion.
- "Pay with RC" function is only applicable to transactions conducted in Hong Kong Dollars or converted into Hong Kong Dollars when posted. Cardholders can pay a statement or transaction in full or partially with the RewardCash balance in the credit card account. The credit card account must be valid and in good standing. The Bank has the ultimate right to decide whether a transaction is eligible for payment using "Pay with RC" function. Cash advances, fees and charges, withdrawals under a credit card cash or spending instalment plan cannot be offset by using "Pay with RC".
- Each Cardholder can only enjoy each of the $50 RewardCash Offer and the $30 RewardCash Offer once during the Promotional Period. Each Cardholder is entitled to receive a maximum of $80 RewardCash during the Promotional Period.
- The extra RewardCash under this promotion will be awarded in addition to the basic RewardCash under the RewardCash Programme that is offered by the Bank.
- All Pay with RC Transactions effected by the same Cardholder (with the same identity document) under various Eligible Credit Cards will be combined for the purpose of calculating the maximum amount of Extra RewardCash Offers available to the same Cardholder.
- The Bank will determine the eligibility of Cardholders and the applicable extra RewardCash amount based on the Cardholders' transaction records held with the Bank.
- Upon verification and confirmation by the Bank that the Pay with RC Transactions are qualified for the Extra RewardCash Offers, the corresponding extra RewardCash will be automatically credited to the Cardholder's Eligible Credit Card account on or before 30 June 2018. If a Cardholder conducts the Pay with RC Transaction more than once with different Eligible Credit Cards, the extra RewardCash will be credited to the Cardholder's first Eligible Credit Card account which is used to conduct Pay with RC Transaction maintained in the Bank's record.
- The extra RewardCash cannot be converted into cash and is not transferable.
- Cardholders must keep all official payment records in respect of the Pay with RC Transaction. In case of any dispute, the Bank reserves the right at any time during or after the promotion to request a Cardholder to submit the relevant official payment records, and/or such further documents or evidence as may be required for inspection. All official payment records and other documents or evidence submitted to the Bank will be retained by the Bank and will not be returned to the Cardholders.
- Where the extra RewardCash has been credited to a credit card account and there is a subsequent reversal of any transaction(s) in respect of which the extra RewardCash was awarded, the Bank has the right to deduct such extra RewardCash directly from the credit card account without prior notice.
- Fraud and abuse will result in forfeiture of a Cardholder's eligibility to participate in the promotion as well as cancellation of a Cardholder's credit card(s). The Bank further reserves the right to deduct any extra RewardCash awarded under the Extra RewardCash Offers directly from the relevant credit card account without prior notice.
- Only Cardholders whose Eligible Credit Card accounts are valid and in good standing during the entire Promotional Period and the offer fulfilment period will be eligible for the Extra RewardCash Offers.
- The terms and conditions of the Cardholder's credit card agreement, the RewardCash Programme and HSBC HK Reward+ with the Bank will continue to apply. This promotion is subject to these terms and conditions. The Bank reserves the right to amend these terms and conditions and to terminate the offers at any time without prior notice to the Cardholders. The Bank accepts no liability for any such change or termination.
- No person other than the Cardholder and the Bank will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.
- In case of disputes arising out of this promotion, the decision of the Bank shall be final and conclusive.
- These terms and conditions are subject to prevailing regulatory requirements.
- These terms and conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
- In the event of any discrepancy or inconsistency between the English version and the Chinese version of the promotional materials and these terms and conditions, the English version shall apply and prevail.
To borrow or not to borrow? Borrow only if you can repay!
Issued by The Hongkong and Shanghai Banking Corporation Limited