Conversion rate:
| Designated merchants | Earn your points | Convert your points into cash |
| PARKnSHOP and Watsons | Every HK$5 spent = 1 MoneyBack Point | Every 50 MoneyBack Points = HK$1 |
| FORTRESS | Every HK$10 spent = 1 MoneyBack Point |
Example: Link your HSBC easy Credit Card/ HSBC Visa Platinum Card to the MoneyBack App and spend HK$500 or above with this card at designated merchants to enjoy up to 2.4% rebate.
1. PARKnSHOP or Watsons
6X MoneyBack Points for MoneyBack App VIP Members:
4X MoneyBack Points for MoneyBack App Members:

2. FORTRESS
6X MoneyBack Points for MoneyBack App VIP Members:
4X MoneyBack Points for MoneyBack App Members:

To borrow or not to borrow? Borrow only if you can repay!
Issued by The Hongkong and Shanghai Banking Corporation Limited