"iPhone for Life" Programme
Want to stay ahead of the trends? Here's a new payment option and limited time offer brought to you by the HSBC credit card. Just purchase the new iPhone 14 and iPhone 14 Pro series with your HSBC credit card, and join the new "iPhone for Life" Programme to pay by instalment at a lower monthly interest-free payment, and you can enjoy flexible options of upgrading or keeping your iPhone later. Available with iPhone for Life - the affordable way to have the latest iPhone.

The "iPhone for Life" offer

From now on, spend with your HSBC Visa credit card or Mastercard® on designated iPhone models at the designated telecom providers, and you can join the "iPhone for Life" Programme (including the purchase of a designated service plan or a standalone iPhone) to pay by instalment at a lower monthly payment^ with $0 interest and handling fee.

What's more, you can choose between these 2 options after 24 months:

  1. Upgrade to the latest iPhone, return the original iPhone to the respective telecom provider, and use the "Guaranteed Buy-Back Value" to offset the remaining instalment payment


  2. Keep your iPhone and continue to pay the remaining balance by instalment


Limited Time Offer - Enjoy a total of up to $500 RewardCash, and instant discount

  1. "iPhone for Life" Rewards
    From now until 28 February 2023, when you make a purchase from the new iPhone 14 series from designated telecom providers using the eligible HSBC credit cards, you can get an extra $300 RewardCash upon joining the iPhone for Life Programme. Each eligible HSBC credit card may enjoy the offer once.

  2. Interest-free Merchant Instalment Programme Welcome Offer
    From now until 28 February 2023, when you settle a transaction of HK$1,000 or above by Interest-free Merchant Instalment for the first time, including the "iPhone for Life" Programme and the Interest-Free Instalment Programme for Apple Designated Products, you can earn an extra $100 RewardCash.

  3. HSBC Red Credit Card Exclusive Offer
    From now until 31 December 2022, get HK$100 instant discount on the following purchases at 3HK:
    (i) Designated SIM plan bundled with handset;
    (ii) Designated standalone handsets; or
    (iii) iPhone for Life Programme
    Click here to learn more

"iPhone for Life" Participating merchants


HSBC credit card, the best credit card in town*. The one that has it all.

Please read the following remarks.

* The above statements are based on the perception rating results from the Pulse Study conducted by Kantar UK Ltd between July 2020 to December 2020 that covered a population representative sample of 949 credit card holders in Hong Kong.

^ A normal instalment plan refers to the purchase of iPhone at it suggested retail price by 24-month interest-free instalment. Under “iPhone for Life” Programme, you will make an interest-free instalment plan of more than 24 monthly instalment payments, and enjoy low monthly payment for the first 24 months instalment after netting off the "Guaranteed Buy-Back Value" as offered by participating merchants. Therefore, the monthly instalment under "iPhone for Life" will be much lower than normal instalment plan, in which the actual percentage may vary depending on the plan and "Guaranteed Buy-Back Value" offered by participating merchants.

  1. Interest-free Merchant Instalment is not applicable to HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Card.
  2. iPhone for Life Programme is applicable to the purchase of iPhone with designated service plans, or the purchase of a standalone iPhone. Standalone purchases are subject to the relevant telecom provider terms of purchase.
  3. Product Return Option, Guaranteed Buy-Back Value and/or phone upgrade is/are provided by designated mobile service providers and subject to their relevant Terms and Conditions. Also, customers are required to contact respective telecom providers for the return of the iPhone within the designated period assigned by respective telecom providers. For details, please refer to the website of telecom providers or their frontline.
  4. The product models / color are available while stocks last, and might vary depending on telecom providers.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google Play™ is a trademark of Google LLC.

Click here for terms and conditions


Call 2748 8033
Visit www.hsbc.com.hk/creditcard

To borrow or not to borrow? Borrow only if you can repay!

Reference number: Y22-U8-CAMH0529


Apply now for an HSBC Credit Card to enjoy up to $900 RewardCash! Terms and conditions apply.