^{^} New Year e-Cash Voucher(s) can be used in designated merchants and restaurants only. Customers can only use the New Year e-Cash Voucher(s) for payment once in the same designated merchant or restaurant on the same day, maximum 5 vouchers can be used in a single transaction.

^# Customers must complete and submit the application form at VIC lounge at Suite 1014, 10/F VITA World Commerce Centre, Harbour City (opening hours: 11am to 8pm) during the promotional period for membership application. Only customers who have never held a Harbour City VIC Club Membership are entitled to this offer. For the full list of "Fashion" or "Watches, Jewellery & Accessories" merchants, please refer to “your guide” of the mall.

^@ Customers must complete and submit the application form at VIC lounge at Suite 1014, 10/F, VITA World Commerce Centre, Harbour City (opening hours: 11am to 8pm) during the Promotional Period for membership application or upgrade to redeem one HK$1,000 Gift Card redemption letter, while the extra 50,000 VIC Membership Points will be added to the membership account in 3 days. Existing VIC Club members who registered under the "HSBC Private Banking customers – Harbour City VIC Club Membership offer" between 4 December 2024 and 31 December 2025 are not eligible to extend their membership but may redeem the Gift Card and extra Membership Points. Other existing VIC Club Members can also enjoy the extra reward upon spending HK$80,000 or above with HSBC Privé. If other existing VIC Club members accept the extra reward, the existing membership will be cancelled immediately and a new membership will be created. All the spending records and membership points in existing account cannot be transferred to new account.

^* According to online survey result conducted by Ipsos in 2025 based on response of 1,000 credit card holders in Hong Kong.

1. Customers must settle the payment with Hong Kong Dollar personal primary, combined additional, separate additional credit cards or UnionPay Dual Currency credit cards (applicable to Hong Kong Dollar sub-account only) issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) by presenting physically or via Apple Pay, Google Pay^TM, Samsung Pay and QR code payment via HSBC Reward+. WeChat Pay, Alipay and PayMe are not eligible.
2. Customers are required to register as a HARBOUR CITYZEN member to redeem the rewards. Harbour City Estates Limited may request you to present proof of identity for verification.
3. You must hold and present a valid Hong Kong Identification Card for the Harbour City VIC Club membership application to verify applicant's name and personal information.
4. Customers must go to the designated redemption location in person to redeem the reward(s) within 8 days from transaction date or on or before 1 March 2026 (whichever earlier).
5. During the promotion period, each customer is eligible to redeem "Offer 1" up to 3 times, "Offer 2" 1 time and "Offer 3" 1 time.
6. For "Offer 1" and "Offer 3", customers can redeem the reward(s) once only for spending at the same merchant on the same day. Total amount of the spending must be settled with the same HARBOUR CITYZEN member's Eligible Credit Card, receipts-splitting will not be accepted.
7. Quota applies while stock lasts, please check the details with the staff of the redemption counter.
8. Terms and Conditions apply, please check the details at the Concierge Counter at Harbour City.

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