* According to online survey result conducted by Ipsos in 2025 based on response of 1,000 credit card holders in Hong Kong.

1. The 'Red Hot Festival - Exclusive Spending Rewards’ is only applicable to selected cardholders who received the dedicated Red Hot Festival – Exclusive Spending Rewards promotional messages or the promotional page after logging on to the HSBC Reward+ app. Terms and conditions apply. For details, please refer to the HSBC Reward+ app.
2. Visit hsbc.com.hk/spi to explore more Spending Instalment Plan offers, application steps and terms and conditions.
3. The Terms and Conditions of 'HSBC Credit Card Welcome Offer', 'New Credit Card Customer Cash Instalment Plan Promotion' and ‘HSBC Credit Card Bring all the Reds Lucky Draw' apply to the welcome offers. For details, please visit www.hsbc.com.hk/creditcardapply and www.hsbc.com.hk/card-heroes.
4. Customers must be an existing The Point member or have successfully registered as a The Point member during the promotional period. Staff may request you to present proof of identity for verification.
5. The original copies of machine-printed merchant sales invoices and the corresponding sales slips for redeeming the Spending Rewards, e-Coupons and Hong Kong Padel Club One- Monthly Trial Pass must be issued by different merchants at the same Participating Mall on the same transaction day with the same Eligible Credit Card. A maximum of 3 sales slips can be accumulated for each redemption and the spending amount for each sales slip must be HK$100 or above.
6. Customer must present the original copies of valid machine-printed merchant sales invoices and the corresponding sales slips, together with the Eligible Credit Card bearing the same credit card number in person at the designated redemption location in the Participating Malls where the transaction is made on the transaction date within the designated redemption time for Spending Rewards, e-Coupons and Hong Kong Padel Club One- Monthly Trial Pass redemption. Customer also have to present the relevant conversion history in Reward+ to redeem Top-up Reward for RewardCash Conversion. Redemption is valid after verification by mall staff.
7. Customer can redeem each of Reward 1 (including Visa Signature Card Extra e-Coupon Offer) and Reward 2 (including Visa Signature Card Extra e-Coupon Offer) of the “Red Hot Festival” Spending Rewards at the same Participating Mall once each day (i.e. a total of $260 Point Dollar, equivalent to 65,000 The Point bonus points, and a total of $150 mall e-Coupon).
8. Customer can redeem a maximum of 5 times for Reward 1 (including Visa Signature Card Extra e-Coupon Offer) and Reward 2 (including Visa Signature Card Extra e-Coupon Offer) respectively at all Participating Malls during the entire promotional period (i.e. a total of $1,300 Point Dollar, equivalent to 325,000 The Point bonus points, and a total of $750 mall e-Coupon). All the redeemed discounts cannot be cancelled, altered, refunded or exchanged for cash under any conditions once they are issued.
9. You can enjoy the Top-up Reward for RewardCash Conversion (“HSBC Visa Signature Card Rewards” and “Other HSBC Credit Card Rewards” are regarded as the same Reward) for a maximum of 3 times (i.e. a total of $300 Point Dollar, equivalent to 75,000 The Point bonus points) during the entire promotional period. A total of 2,400 quotas of “HSBC Visa Signature Card Rewards” and 3,300 quotas of “Other HSBC Credit Card Rewards” redemption are available across all Participating Malls throughout the entire promotional period on a first-come-first-served basis, while quotas last.
10. Top-up Reward for RewardCash Conversion must be redeemed together with the Spending Reward(s). Upon the redemption of Reward 1 or Reward 2 of the Spending Rewards, you must convert $400 RewardCash into The Point bonus points via Reward+ on the same day simultaneously in order to be eligible to redeem the Top-up Reward for RewardCash Conversion once.
11. The ‘Visa Signature Card Extra e-Coupon Offer’ is available in limited quantities, and is provided on a first-come-first-served basis while stocks last. e-Coupon can only be used at designated participating merchants and is subject to individual terms and conditions. Please refer to the e-coupon page in The Point App for details.
12. Before paying parking or charging fees, customer must have completed the registration for Contactless Parking via The Point App, and have bound and set Visa Signature Card as the default credit card. Each vehicle plate number can only be registered by one The Point member for Contactless Parking through The Point App.
13. Throughout the entire Promotional Period, a total quota of 10,000 is allocated for the first time of Contactless Parking/ EV Super Charging reward, and a total quota of 10,000 is allocated for the second and third time of Contactless Parking/ EV Super Charging rewards across all designated Participating Malls. Quotas are available on a first-come, first-served basis, while stocks last. The promotion will terminate immediately once the quotas are fully redeemed without prior notice.
14. Only children aged between 6 and 12 years old are eligible to register for the GO! Summer Athletic Sports Adventure Camp.
15. Each eligible HSBC Visa Signature Cardholder is entitled to redeem a maximum of One- Month Trial Pass. Throughout the entire Promotional Period, a total quota of 90 complimentary Hong Kong Padel Club One- Month Trial Pass will be available on a limited basis. All redemptions are handled on a first-come, first served basis while stocks last.

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