Local Spending Offer

With all the comprehensive rewards offered by the HSBC Credit Card Red Hot Festival, you can earn and burn RewardCash anytime to make your summer more rewarding!

From 28 June to 31 August 2022, spend with your HSBC credit card to enjoy our Red Hot Festival - Local Spending Offer and earn up to an extra $1,200 RewardCash. What's more, you can earn up to an extra $400 RewardCash when you use our instalment services for the first time, which adds up to a total of up to an extra $1,600 RewardCash!

Offers Details Reward Cash earned
Local Spending Offer Offer 1: Receive an extra 5% RewardCash rebate when you accumulate eligible transactions of HK$10,000 or above. The offer extends up to $600 RewardCash. Up to $1,200 RewardCash
Offer 2: Receive an extra $400 RewardCash when you accumulate eligible transactions of HK$32,000 or above. Earn another extra $200 RewardCash if the eligible transactions are made with designated HSBC Visa Credit Card.
Interest-free Merchant Instalment Plan Offer From 31 May to 31 August 2022, settle a transaction of HK$1,000 or above by Interest-free Merchant Instalment for the first time to earn an extra $100 RewardCash, with $0 interest and handling fee. Enjoy this plan also at our dining merchant partners as this is the first time that we extend the solution to restaurants. Learn more. $100 RewardCash
Spending Instalment Plan Offer From 28 June to 30 September 2022, apply for a 6-month Transaction Instalment with the amount of HK$1,000 or above for the first time via HSBC HK App or Reward+ to receive a full handling fee rebate of up to $300 RewardCash. Split your transaction anytime and anywhere with preferential handling fee. Learn more. Up to $300 RewardCash
  Up to a total of an extra $1,600 RewardCash


Register via the HSBC Reward+ App now.

Join us at the SUMMERverse, an HSBC Metaverse game with a massive network of rewards that go all the way from real life to the virtual world in Minecraft. Upon completion of the game, you can stand a chance to win $1,000 RewardCash (10 winners in total)!

Start the game now Start the game now

This year, the HSBC Credit Card Red Hot Festival is led by an unparalleled all-star lineup! Watch the video now and make your summer more rewarding with the three captains.

Don't have an HSBC credit card yet? Click here to apply to enjoy all the offers in town, and receive a welcome offer!

Smart tip
You can keep track of your spending progress against the spending target of the Red Hot Festival - Local Spending Offer. Simply log on to the HSBC Reward+ app, go to 'My R+', and tap 'Spend Progress'. That way you can make the most of your RewardCash as you earn up to an extra $1,200 RewardCash from this offer.

HSBC credit card, the best credit card in town*. The one that has it all.


Please read the following remarks.

* The above statements are based on the perception rating results from the Pulse Study conducted by Kantar UK Ltd between July 2020 to December 2020 that covered a population representative sample of 949 credit card holders in Hong Kong.

  1. You can register for Red Hot Festival – Local Spending Offer via the HSBC Reward+ app or click here here to register.
  2. Eligible transactions of Red Hot Festival – Local Spending Offer are purchases made in Hong Kong dollars with an eligible credit card with a minimum net spending amount of HK$500 each at local merchants in Hong Kong during the promotional period. Eligible transactions do not include: all transactions made at Mannings, Mannings Plus and Mannings Baby, any outlets of Mannings Online Store (www.mannings.com.hk) and GNC Stores in Hong Kong, and any shops of Broadway Photo Supply Ltd in Hong Kong and Broadway's online shop (www.broadwaylifestyle.com) between 1 July and 31 August 2022.
  3. HSBC EveryMile Credit Card and HSBC Red Credit Card are not applicable to Red Hot Festival – Local Spending Offer.
  4. Interest-free merchant instalment plan offer only applies to cardholders who have not held any Interest-free Merchant Instalment Plans from 1 June 2021 to 30 May 2022.
  5. Spending instalment plan offer only applies to cardholders who have not held any Spending Instalment Plan at the time of applying for this promotion, and have not successfully applied for a Spending Instalment Plan from 1 January 2022.
  6. Please visit the relevant websites through designated links to learn more about the details and terms and conditions of the interest-free merchant instalment plan offer, spending instalment plan offer, and welcome offer for card application.
  7. The 'Spend Progress' function in the HSBC Reward+ app is only available to primary cardholders.
  8. Terms and conditions apply to HSBC Credit Card Red Hot Festival – Summerverse Online Game. Click here here for details.

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Visit www.hsbc.com.hk/creditcard

To borrow or not to borrow? Borrow only if you can repay!

Reference number: Y22-U8-CAMH0102


Apply now for an HSBC Credit Card to enjoy up to $1,000 RewardCash! Terms and conditions apply.