Red Hot Festival – Local Spending Offer Terms and Conditions

When can you enjoy the offer

  1. The promotional period for the offer is from 1 July to 31 August 2020.

What is the offer

  1. During the promotional period, you can:
    1. receive an extra 5% RewardCash rebate on Eligible Transactions when you use an Eligible Credit Card to make Eligible Transactions with a total Net Spending Amount of HK$8,000 or above. You can receive a maximum of an extra $600 RewardCash under this offer;
    2. receive another extra $400 RewardCash when you use an Eligible Credit Card to make Eligible Transactions with a total Net Spending Amount of HK$30,000 or above.

How can you enjoy the offer

  1. You can enjoy the offer if you:
    1. hold an Eligible Credit Card and your credit card account is valid and in good standing during the promotional period and the offer fulfilment period;
    2. have successfully completed the Registration during the promotional period; and
    3. pay with an Eligible Credit Card for any Eligible Transactions during the promotional period.

Read before you enjoy the offer

  1. You can make a Registration before or after making any relevant transactions. You only need to register once during the promotional period. Completion of the Registration does not guarantee the eligibility of a card, transaction(s) or a cardholder for purposes of the offer and the calculation of the extra RewardCash.
  2. If you have more than one Eligible Credit Card under your name, we will include all Eligible Transactions across the various Eligible Credit Cards in calculating the extra RewardCash.
  3. We will calculate the extra RewardCash based on the records we hold on the Registration and the Eligible Transactions. If you qualify for the offer, we will credit the extra RewardCash to your first registered Eligible Credit Card account maintained in our record by 30 November 2020.
  4. Each of the primary cardholder and additional cardholders under the same Eligible Credit Card account can enjoy the offer using their own Eligible Credit Cards. If the cardholder is a combined additional credit cardholder, both the primary and the additional cardholders will be able to use the extra RewardCash credited to the credit card account of the combined additional card.
  5. The extra RewardCash under this promotion will be awarded in addition to the basic RewardCash under the RewardCash Programme that we offer.
  6. If any transaction where the extra RewardCash was awarded is subsequently reversed, we may deduct the extra RewardCash from the Eligible Credit Card account without notice to you.
  7. You cannot exchange the offer for cash, other products, services or discounts or transfer the offer.
  8. You have to keep all original sales slips or official payment records of the Eligible Transactions. In case of dispute, we may at any time ask you to submit these slips, records, and/or further evidence for inspection and we may keep them.
  9. The terms and conditions of the Eligible Credit Card and RewardCash Programme will apply.
  10. We can change or cancel the offer or amend the terms and conditions. Please check our website for the latest details, availability and terms and conditions of the offer.
  11. If we believe that you have acted in a fraudulent or abusive way, you will not be able to enjoy the offer and we can deduct the extra RewardCash or debit your credit card to take back any offer you have enjoyed, or cancel your credit card.
  12. In case of dispute arising out of this promotion, our decision shall be final and conclusive.
  13. We write the terms and conditions of the offer under Hong Kong laws. In the event of any discrepancy or inconsistency between the English version and the Chinese version of the promotional materials and these terms and conditions, the English version shall prevail.

What these terms mean

  1. 'Eligible Credit Card' means any Hong Kong Dollar personal primary, combined additional, separate additional credit cards or UnionPay Dual Currency credit cards (applicable to Hong Kong Dollar sub-account only) issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns). HSBC Red Credit Card is excluded.
  2. 'Eligible Transactions' are purchases made in Hong Kong dollars with an Eligible Credit Card with a minimum Net Spending Amount of HK$500 each at local merchants in Hong Kong during the promotional period and posted on our system during the offer fulfilment period. These are not Eligible Transactions:
    • •  Finance and bank charges: annual fees, finance charges, late charges;
    • •  Specific merchant-related transactions: all transactions made at any shops of Broadway Photo Supply Ltd in Hong Kong and Broadway's online shop, and transactions made at any outlets of Mannings, Mannings Plus and Mannings Baby, Mannings Online Store and GNC Stores in Hong Kong between 1 July and 29 July 2020;
    • •  Other transactions:
      • ○  mail, fax and telephone orders;
      • ○  bill payments settled via HSBC Mobile Banking and/or Internet Banking;
      • ○  purchase and/or reload of stored value cards (including Octopus top-up transactions via e-wallets or any other means);
      • ○  transaction (including top-up transaction) made via e-wallets;
      • ○  Octopus automatic add-value services transactions;
      • ○  redemption transactions under 'RewardCash e-shop' and other programmes;
      • ○  cash advance or withdrawal under the Cash Instalment Plan or Cash Credit Plan;
      • ○  monthly instalment(s) of Cash Instalment Plan, Cash Credit Plan, Spending Instalment Plan or other instalment plans;
      • ○  transactions at non-financial institutions (including purchase of foreign currency, money orders and travellers cheques);
      • ○  transactions at financial institutions (including purchase of merchandise and services from banks);
      • ○  wire transfers;
      • ○  betting and gambling transactions;
      • ○  tax payments;
      • ○  autopay and recurring transactions;
      • ○  all unposted/cancelled/refunded transactions.
  3. 'Net Spending Amount' means the final transaction amount charged to the Eligible Credit Card after all applicable discounts, reductions and use of vouchers/gift cards.
  4. 'Registration' means the successful registration of an Eligible Credit Card via our 24-hour registration hotline on (852) 8228 1618 or via our website at or via the mobile application HSBC HK Reward+.


To borrow or not to borrow? Borrow only if you can repay!

Issued by The Hongkong and Shanghai Banking Corporation Limited