QR Code Payment Function

Simply display the QR code or scan the merchant's QR code with HSBC Reward+ to complete your transaction using an HSBC UnionPay credit card. Customers can now pay with HSBC Reward+ at designated merchants that accept UnionPay QR code without having to show the physical card!

  • Fast and secure - Log on to HSBC Reward+ and display your QR code on the app or scan the QR Code at merchants to instantly complete the transaction.
  • Seamless payment experience across the globe - UnionPay QR Code is now accepted by thousands of merchants in HK, mainland China and across the globe. Shopping is now easier as you don't need to show your physical card.


Additionally, if you activate this function successfully you can always enjoy the special UnionPay QR code offers!

Simply follow the steps below to set up and try out the function now. Still haven't downloaded HSBC Reward+? Download it now!

Furthermore, the HSBC Pulse UnionPay Dual Currency Diamond Credit Card offers an extra 2% RewardCash rebate and no transaction fee for spending in Mainland China and Macau throughout the year. Haven't gotten this credit card yet? Apply now to enjoy an array of exclusive offers!


HSBC credit card, the best credit card in town*. The one that has it all.

Q1. What is HSBC Credit Card QR code payment?

Q2. Can I use HSBC Credit Card QR code payment outside of Hong Kong?

Q3. Do I have to log on to HSBC Reward+ to make QR code payments with credit card?

Q4. Who is eligible to get access to HSBC Credit Card QR code payment function in HSBC Reward+?

Q5. If I do not have mobile number or email address with the Bank, how can I activate QR code payment in HSBC Reward+ app?

Q6. How long does the HSBC Credit Card QR code payment activation take to process and how will I know if it was successful?

Q7. What are the differences between "Show QR" and "Scan QR" functions?

Q8. Does the QR code displayed in "Show QR" function work with non-UnionPay QR code scanners?

Q9. How can I use the HSBC Credit Card QR code payment function outside of Hong Kong?

Q10. Which cards are eligible for HSBC Credit Card QR code payment in Reward+?

Q11. Do I use the same QR code for every transaction?

Q12. I'm trying to scan a QR code to make a payment but it's not working. What should I do?

Q13. When do I need to manually input the transaction amount?

Q14. How do I confirm which credit card is being used when making the QR code payment?

Q15. Are there any limits placed on QR code payments?

Q16. What will happen if I try to make a payment larger than daily spending limit?

Q17. When I make a QR code payment, will I know if the transaction was successful?

Q18. Where can I check my QR code payment transaction history?

Q19. Can I disable HSBC Credit Card QR code payment?

Q20. How do I reactivate HSBC Credit Card QR code payment after disable?

Q21. Is it possible to refund a payment made by QR code?

Q22. If I do not have internet connection, can I pay an offline HSBC Credit Card QR code payment?

Q23. If I have registered HSBC Credit Card QR code payment in HSBC Reward+, and lost my UnionPay Dual Currency Credit Card, what shall I do?

Q24. If I have registered HSBC Credit Card QR code payment in Reward+, and lost my mobile phone, what shall I do?

Q25. If I am a supplementary cardholder of HSBC Pulse Diamond UnionPay Dual Currency Credit Card or HSBC UnionPay Dual Currency Credit Card, can I use the HSBC Credit Card QR code Payment function?

Q26. Will I still earn RewardCash from credit card transactions paid with HSBC Credit Card QR code Payment function?

 

Click here to find out more functions on HSBC Reward+!

 

* The above statements are based on the perception rating results from the Kantar Pulse Study conducted between October 2019 to December 2019 that covered a population representative sample of 440 credit card holders in Hong Kong.

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Click here for 'HSBC Pulse UnionPay Dual Currency Diamond Credit Card Special Reward Promotion 2020' Terms and Conditions'terms and conditions

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Visit www.hsbc.com.hk/creditcard

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