Apply now to unlock the hottest privileges!
Promotional Period: 13 July to 31 July 2026
3 Simple Steps:
- Apply for a designated HSBC Credit Card online
- Enter the designated promo code “HSBCFLASH” during your card application
- Make Eligible Transactions of the designated amount with the approved card within the first 60 calendar days after the card issuance including a QR Code Payment** OR a Mobile Payment transaction
🎁Extra Welcome Reward: Earn an extra welcome bonus of up to $1,000 RewardCash, bringing your total rewards up to $2,450 RewardCash1,3,4!
Promotional Period: 1 June to 31 July 2026
Successfully apply for a card online and accumulate a minimum spending of HKD/RMB 500 within the first 60 calendar days from the card issuance date to automatically enter the lucky draw2! No registration is required!
New Credit Card Customer will be entitled to FIVE lucky draw chances; Existing Credit Card Customers will be entitled to ONE lucky draw chance.
🏆 Grand Prize (24 winners)
$50,000 RewardCash (or up to 1,000,000 miles*) - sufficient to redeem 5 round-trip business class tickets between Hong Kong and Europe#; or enjoy Fine Dining month after month all year round^!
🎁 100% Guaranteed Prize
Even if you miss out on the Grand Prize, you are guaranteed to receive one Guaranteed Prize of $50 RewardCash!
(Each eligible customer can win a maximum of one prize during the entire promotional period)
*Up to 1,000,000 miles (or $50,000 RewardCash) is the lucky draw prize and the redemption rate is as follows:
Eligible HSBC EveryMile Credit Card holder could redeem 1,000,000 miles with $50,000 RewardCash; other eligible card holder could redeem 500,000 miles with $50,000 RewardCash.
Use your RewardCash just the way you like. Download Reward+ to start enjoying the experience.
HSBC credit card, the best credit card in town. The one that has it all.
Please read the following remarks.
+According to Online Credit Card Survey conducted by Ipsos in Hong Kong (2023) (Sample size = 1,000 credit card holders in Hong Kong)
# Please refer to the official websites of different frequent flyer programmes and check the latest requirements.
^Actual redemption is subject to individual restaurant charges.
** Applicable only to HSBC Pulse UnionPay Dual Currency Diamond Credit Card.
- Terms and Conditions apply for ‘HSBC Credit Card Online Flash Welcome Offer’. To be entitled for the offer, customers are required to apply for a designated HSBC Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC HK App, successfully complete registration via the above designated form and make Eligible Transactions of designated amount with the Eligible Credit Card within the first 60 calendar days after card issuance, including one Mobile Payment Transaction or one QR Code Payment (applicable to HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Credit Card.
- Terms and Conditions apply for ‘HSBC Credit Card Bring all the Reds Lucky Draw’. To be entitled for the offer, customers are required to apply for a designated HSBC Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC HK App, and your application is approved and you use the Eligible Credit Card to make respective accumulated amount of Eligible Transactions of HK$500 or above as follows within the first 60 calendar days after card issuance. Up to 1,000,000 miles (or $50,000 RewardCash) is the lucky draw prize and the redemption rate is as follows: Eligible HSBC EveryMile Credit Card holder could redeem 1,000,000 miles with $50,000 RewardCash; other eligible card holder could redeem 500,000 miles with $50,000 RewardCash.
- Terms and Conditions apply for ‘HSBC Credit Card Welcome Offer’. To be entitled for the offer, customers are required to apply for a designated eligible HSBC Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC HK App, and accumulate HKD25,000/ HKD8,000/ HKD5,800 of eligible transactions within 60 days upon card issuance.
- Terms and Conditions apply for 'New Credit Card Customer Cash Instalment Plan Promotion'. To be entitled for the offer, new card customers are required to apply for a designated HSBC Credit Card, activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy $200 RewardCash.
- (a) HSBC EveryMile Credit Card cardholders can enjoy a preferential rate when converting their RewardCash to miles or points for frequent flyer programmes and hotel loyalty programmes on HSBC Reward+ app. The latest preferential rate is $1 RewardCash to 20 miles/points.
(b) HSBC EveryMile Credit Card cardholders can earn a 2.5% RewardCash rebate for designated everyday spend and a 1% RewardCash rebate for other local purchases. Some transactions may not be eligible for this special reward. Please refer to the terms and conditions for more details.
Considering (a) and (b), cardholders can enjoy a mile earning rate of HKD2 or HKD5 = 1 mile respectively.
- Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/everymile.
- The benefit is underwritten by AXA General Insurance Hong Kong Limited and subject to its specific terms and conditions.
- Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/visa-signature/.
- Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/unionpay-dual-currency-diamond/.
- Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/zh-hk/credit-cards/products/red/.
- Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/visa-platinum/.
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Terms and Conditions for HSBC Credit Card Online Flash Welcome Offer
Terms and Conditions for HSBC Credit Card ‘Bring all the Reds’ Lucky Draw
Terms and Conditions for HSBC Credit Card Welcome Offer
Terms and Conditions for New Credit Card Customer Cash Instalment Plan Promotion
Call 2748 8033
Visit www.hsbc.com.hk/creditcard
To borrow or not to borrow? Borrow only if you can repay!
Reference number: Y26-U8-CMAS0103