Please read the following remarks.

1. The offers are available for booking selected sailings with designated homeport departure. The applicable sailings may be adjusted from time to time, please refer to the applicable sailings displayed on the Royal Caribbean Hong Kong Official Website at the time of booking submission.
2. Eligible sailings and blackout sailings:
   • Spectrum of the Seas Hong Kong & mainland China sailings: 18 July 2025 to 17 March 2026 (blackout dates: 14 September 2025, 1 October 2025, 25 October 2025 and 4 January 2026)
   • Ovation of the Seas Asia sailings: 20 October 2025 to 12 March 2026 (blackout dates: 24 December 2025, 28 December 2025 and 18 February 2026)
   • Anthem of the Seas Australia sailings: 31 October 2025 to 11 April 2026 (blackout dates are 19 December 2025, 28 December 2025 and 3 April 2026)
   • Voyager of the Seas Australia sailings: 13 December 2025 to 6 April 2026 (blackout dates are 20 December 2025, 28 December 2025 and 6 April 2026)
3. The offers are only applicable to Hong Kong residents; and each HSBC credit card cardholder can book up to four (4) staterooms per booking cruise, and the HSBC credit card cardholder must be one of the passengers in that booking cruise.
4. Excluding single occupancy bookings.
5. The offers are not transferrable to other itineraries of Royal Caribbean International.
6. The offers have to be booked through: Royal Caribbean International Hong Kong Official Website: ( https://www.royalcaribbean.com/hkg/zh?country=HKG)

Please read the following remarks.

1. The offers are only applicable to the base fare of selected fare categories and flight tickets issued and originating in Hong Kong, travelling to the selected destinations is available on HK Express' official website at https://www.hkexpress.com/, with a dedicated promo code and payment by applicable credit cards required, excluding those stated in Term 6.
2. Limited availability. Terms and conditions apply.
3. You may not necessarily be the travelling party and can make booking for your friends and family. The passenger's name must match with the name used in their travel document; otherwise, HK Express may refuse carriage of the passenger and claim any loss suffered.
4. The offers are not applicable to any extras, taxes, and surcharges. The final settlement amount is subject to the exchange rate; please refer to the system display.
5. All flight tickets issued are non-reroutable, non-refundable, non-transferable, non-exchangeable and non-redeemable for cash or any other items.
6. The offers are not applicable to HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Credit Card.

Please read the following remarks.

1. Promotional Period: 2 to 15 July 2025
2. Departure Period: 15 August 2025 to 31 March 2026 (varies across destinations and blackout dates apply)
3. Destinations: Hong Kong to Singapore, Maldives, Sydney, Melbourne, Brisbane, Perth, Adelaide
4. Booking Class: Economy Lite (K, V), Premium Economy Standard (L)
5. Distribution Channels: Apply promo code 'HSBCSQHK25' on the official website of Singapore Airlines https://www.singaporeair.com/en_UK/hk/plan-travel/local-promotions/hk-hsbc-credit-card-offer/
6. Discount Level: Up to HKD1,500 discount to selected destinations on selected booking classes

Please read the following remarks.

1. The promotional period will be divided into 2 phases:
   a. Phase 1: 1 July 2025 to 30 September 2025
   b. Phase 2: 1 October 2025 to 31 December 2025
2. Redemption per Eligible Credit Card per phase: 1 redemption per outlet (i.e. maximum JPY6,000 cash rebate)
3. Redemption per Eligible Credit Card during the promotional period: 2 redemptions per outlet (i.e. maximum JPY12,000 cash rebate)
4. We will determine whether you are eligible for the offer based on the records we hold on the Eligible Transactions. If you qualify for the offer, the corresponding cash rebate will be credited to your Eligible Credit Card within 30 calendar days after completion of the requirements under Terms 1 to 3.
5. If you use Eligible Credit Card, cash rebate will be determined according to the exchange rate adopted by Mastercard^® on the date of conversion from JPY to HKD and credited to your Eligible Credit Card in HKD.
6. If you are a supplementary cardholder that qualify for the offer, the corresponding cash rebate will be credited to the associated cardholder's account.

Please read the following remarks.

1. The promotional period will be divided into 2 phases:
   a. Phase 1: 1 July 2025 to 30 September 2025
   b. Phase 2: 1 October 2025 to 31 December 2025
2. Redemption per Eligible Credit Card per phase: 1 redemption per outlet (i.e. maximum EUR/GBP100 cash rebate)
3. Redemption per Eligible Credit Card during the promotional period: 2 redemptions per outlet (i.e. maximum EUR/GBP200 cash rebate)
4. We will determine whether you are eligible for the offer based on the records we hold on the Eligible Transactions. If you qualify for the offer, the corresponding cash rebate will be credited to your Eligible Credit Card within 30 calendar days after completion of the requirements under Terms 1 to 3.
5. If you use Eligible Credit Card, cash rebate will be determined according to the exchange rate adopted by Mastercard^® on the date of conversion from EUR/GBP to HKD and credited to your Eligible Credit Card in HKD.
6. If you are a supplementary cardholder that qualify for the offer, the corresponding cash rebate will be credited to the associated cardholder's account.

Please read the following remarks.

1. The offers vary by locations and may include:
   - 10% Discount Card
   - F&B Voucher (value varies by country)
   - VIP Lounge Access (where applicable)
   - Gift Card (available at selected McArthurGlen Designer Outlets)
   - 30% Discount on Shuttle Bus Tickets (where available)
2. The F&B Voucher and 10% Discount Card are only valid at participating stores and restaurants within McArthurGlen Designer Outlets.
3. Shuttle bus discounts are applicable only for pre-booked tickets via designated partner platforms. Shuttle services are subject to availability and local operator terms.
4. HSBC credit card cardholders who are not using the shuttle bus service may still redeem offers using a digital or printed version of the e-invitation.
5. Only one set of benefits can be redeemed per cardholder per day.
6. Additional centre-specific terms and conditions may apply; please consult the local Guest Services team for full details.

Please read the following remarks.

1. The promotional period will be divided into 2 phases:
   a. Phase 1: 1 July 2025 to 30 September 2025
   b. Phase 2: 1 October 2025 to 31 December 2025
2. Redemption per Eligible Credit Card per phase: 1 redemption per hotel group (i.e. maximum RMB200 cash rebate)
3. Redemption per Eligible Credit Card during the promotional period: 2 redemptions per hotel group (i.e. maximum RMB400 cash rebate)
4. We will determine whether you are eligible for the offer based on the records we hold on the Eligible Transactions. If you qualify for the offer, the corresponding cash rebate will be credited to your Eligible Credit Card within 30 calendar days after completion of the requirements under Terms 1 to 3.
5. If you use Eligible Credit Card, cash rebate will be determined according to the exchange rate adopted by Mastercard^® on the date of conversion from RMB to HKD and credited to your Eligible Credit Card in HKD.
6. If you are a supplementary cardholder that qualify for the offer, the corresponding cash rebate will be credited to the associated cardholder's account.