There are so many ways you can earn and burn RewardCash. With the Reward+ conversion function, you can convert your RewardCash into loyalty points at preferrable conversion rates. With that you can redeem the things that you truly love, any time!
| Available loyalty points at our merchant partners | Conversion rate |
| K Dollar: Spend as cash at over 500 participating merchants e.g. K11 MUSEA, Rosewood Hong Kong and more! | $1 RewardCash = 1 K Dollar |
| MTR Points: Enjoy free MTR rides, fare discounts, or redeem gifts on MTR Mobile. | $1 RewardCash = 300 MTR Points |
| MoneyBack Points: Use the MoneyBack Points as cash at PARKnSHOP, Watsons, and Fortress, or redeem featured products at a special price. The same conversion rate can also be used to convert your MoneyBack Points into RewardCash. Convert any way you like. | $1 RewardCash = 50 MoneyBack Points |
| The Point bonus points: Enjoy rewards in 25 SHKP malls. Points can be converted into Point Dollar and spend as cash, or redeem parking offers, EV Super Charging Service or other fabulous rewards. | $1 RewardCash = 250 The Point bonus points |
| Smart Traveller: Enjoy up to 70% off exclusive discount on travel privileges, including Plaza Premium First Upgrade and ALLWAYS buggy pick-up service at the Hong Kong airport. | $1 RewardCash = 5 ST Points# |
# Starting from April 2024, Arrture Points will be rebranded as Smart Traveller (ST Points), while all other aspects of the programme remain unchanged.
Still haven't downloaded HSBC Reward+? Download it now!
Click here to find out more functions on HSBC Reward+!
HSBC credit card, the best credit card in town*. The one that has it all.
Please read the following remarks.
* According to Online Credit Card Survey conducted by Ipsos in Hong Kong (2023) (Sample size = 1,000 credit card holders in Hong Kong).
- You need to have a valid MTR Mobile account/MoneyBack App/The Point account/Smart Traveller account and connect them with your Reward+ in order to convert your RewardCash into MTR Points/MoneyBack Points/The Point bonus points/ST Points respectively.
- Terms and conditions apply to the redemption of free MTR ride or fare discount and the redemption rate may vary. For details, please refer to MTR Mobile App.
- MoneyBack merchants will offer redemption for featured products at a special price from time to time. For details, please refer to MoneyBack App.
- Terms and conditions apply to the redemption of Point Dollar or other rewards and the redemption rate may vary. For details, please refer to The Point App.
- For the details of exclusive discount on Smart Traveller travel privileges, please visit the Smart Traveller App.
Apple is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Google Play™ is a trademark of Google LLC.
Call 2748 8033
Visit www.hsbc.com.hk/creditcard
To borrow or not to borrow? Borrow only if you can repay!



