*According to Online Credit Card Survey conducted by Ipsos in Hong Kong (2023) (Sample size = 1,000 credit card holders in Hong Kong)

1. Terms and Conditions apply for 'HSBC Credit Card Online Flash Welcome Offer'. To be entitled for the offer, customers are required to apply for a designated HSBC Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC HK App, successfully complete registration via the above designated form and make Eligible Transactions of designated amount with the Eligible Credit Card within the first 60 calendar days after card issuance, including one Mobile Payment Transaction or one QR Code Payment (applicable to HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Credit Card); and successfully login to HSBC Reward+ App once by 31 July 2025.
2. Existing credit card customers applying for the HSBC EveryMile Credit Card are not entitled to ‘HSBC Credit Card Online Flash Welcome Offer’.
3. Terms and Conditions apply for 'HSBC Credit Card Welcome Offer'. To be entitled for the offer, customers are required to apply for a designated eligible HSBC Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC HK App, and accumulate HKD8,000/ HKD5,800 of eligible transactions within 60 days upon card issuance.
4. Terms and Conditions apply for 'New Credit Card Customer Cash Instalment Plan Promotion'. To be entitled for the offer, new card customers are required to apply for a designated HSBC Credit Card, activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy $200 RewardCash.
5. (a) HSBC EveryMile Credit Card cardholders can enjoy a preferential rate when converting their RewardCash to miles or points for frequent flyer programmes and hotel loyalty programmes on HSBC Reward+ app. The latest preferential rate is $1 RewardCash to 20 miles/points.
   (b) HSBC EveryMile Credit Card cardholders can earn a 2.5% RewardCash rebate for designated everyday spend and a 1% RewardCash rebate for other local and overseas purchases. Some transactions may not be eligible for this special reward. Please refer to the terms and conditions for more details.
   Considering (a) and (b), cardholders can enjoy a mile earning rate of HKD2 or HKD5 = 1 mile respectively.
6. Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/everymile.
7. The benefit is underwritten by AXA General Insurance Hong Kong Limited and subject to its specific terms and conditions.
8. Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/visa-signature/.
9. Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/unionpay-dual-currency-diamond/.
10. Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/visa-platinum/.
11. Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/visa-gold/.
12. Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/unionpay-dual-currency-classic/.
13. Terms and Conditions apply for 'HSBC Visa Gold Card for Students Welcome Offer'. If your application is approved, you can receive a Welcome Offer when you use your HSBC Visa Gold Card for Students to make Eligible Transactions of HKD2,000 or above within the first 60 calendar days after card issuance.
14. Terms and Conditions apply for the offers. For details, please visit https://www.hsbc.com.hk/credit-cards/products/student-visa-gold/.

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