Convert RewardCash into merchant partner loyalty points

There are so many ways you can earn and burn RewardCash. With the Reward+ conversion function, you can convert your RewardCash into loyalty points at preferrable conversion rates. With that you can redeem the things that you truly love, any time!

Available loyalty points at our merchant partners Conversion rate
K Dollar: Spend as cash at over 500 participating merchants e.g. K11 MUSEA, Rosewood Hong Kong and more! $1 RewardCash = 1 K Dollar
MTR Points: Enjoy free MTR rides, fare discounts, or redeem gifts on MTR Mobile. $1 RewardCash = 300 MTR Points
MoneyBack Points: Use the MoneyBack Points as cash at PARKnSHOP, Watsons, and Fortress, or redeem featured products at a special price. The same conversion rate can also be used to convert your MoneyBack Points into RewardCash. Convert any way you like. $1 RewardCash = 50 MoneyBack Points 
The Point bonus points: Enjoy rewards in 25 SHKP malls. Points can be converted into Point Dollar and spend as cash, or redeem fabulous rewards. $1 RewardCash = 250 The Point bonus points
Smart Traveller: Enjoy up to 70% off exclusive discount on travel privileges, including Plaza Premium First Upgrade and ALLWAYS buggy pick-up service at the Hong Kong airport. $1 RewardCash = 5 Arrture Points


Still haven't downloaded HSBC Reward+? Download it now!

Click here to find out more functions on HSBC Reward+!

HSBC credit card, the best credit card in town*. The one that has it all.


Please read the following remarks.

* According to Online Credit Card Survey conducted by Ipsos in Hong Kong (2023) (Sample size = 1,000 credit card holders in Hong Kong).

  1. You need to have a valid MTR Mobile account/MoneyBack App/The Point account/Smart Traveller account and connect them with your Reward+ in order to convert your RewardCash into MTR Points/MoneyBack Points/The Point bonus points/Arrture Points respectively.
  2. Terms and conditions apply to the redemption of free MTR ride or fare discount and the redemption rate may vary. For details, please refer to MTR Mobile App.
  3. MoneyBack merchants will offer redemption for featured products at a special price from time to time. For details, please refer to MoneyBack App.
  4. Terms and conditions apply to the redemption of Point Dollar or other rewards and the redemption rate may vary. For details, please refer to The Point App.
  5. For the details of exclusive discount on Smart Traveller travel privileges, please visit the Smart Traveller App.

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