Settle your spending with instalments now

Enjoy greater financial flexibility when you repay your credit card balance or single transaction by instalments through HSBC Reward+.

  • Applicable to any single transaction or account balances of HK$1,000 or above
  • Flexible repayment periods with preferential handling fee
  • Instant approval1


Follow the easy steps to apply via Reward+:

  1. Choose 'Account' and select 'Spending Instalment Plan'
  2. Select balance or transaction instalment
  3. Choose instalment amount and repayment period
  4. Get instant approval results


Still haven't downloaded HSBC Reward+? Don't wait any longer, download it now!

Click here to find out more functions on HSBC Reward+!


HSBC credit card, the best card in town2. The one that has it all.

Please read the following remarks.

1. By using Reward+, you can submit your Spending Instalment Plan application anytime. Your applications will be processed in real-time by our system during the following periods:
Monday to Friday 09:00 to 20:00
Saturdays 09:00 to 17:00
Sundays and public holidays 09:00 to 24:00
2. The above statements are based on the perception rating results from the Kantar Pulse Study conducted between October 2019 to December 2019 that covered a population representative sample of 440 credit card holders in Hong Kong.

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Call 2748 8033
Visit www.hsbc.com.hk/creditcard

To borrow or not to borrow? Borrow only if you can repay!

Reference number: Y9-U8-CAMH4102R

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Apply now for an HSBC Credit Card to enjoy up to $900 RewardCash! Terms and conditions apply.