Enjoy greater financial flexibility when you repay your credit card balance or single transaction by instalments through HSBC Reward+.
- Applicable to any single transaction or account balances of HK$1,000 or above
- Flexible repayment periods with preferential handling fee
- Instant approval1
Follow the easy steps to apply via Reward+:
- Choose 'Account' and select 'Spending Instalment Plan'
- Select balance or transaction instalment
- Choose instalment amount and repayment period
- Get instant approval results
Still haven't downloaded HSBC Reward+? Don't wait any longer, download it now!
Click here to find out more functions on HSBC Reward+!
HSBC credit card, the best card in town2. The one that has it all.
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Log on to HSBC Reward+ and choose 'Account'. You can start your application journey by selecting (1) 'View account details and transactions' or (2) 'Spending Instalment Plan'
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(1) While you are checking your transaction details, you can set up payment by instalments for your account balance or any eligible transaction
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(2) You can also start your application journey directly and check your application record under 'Spending Instalment Plan' on the 'Account' page
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Input the instalment amount and select the number of repayment periods. Pricing details will be refreshed accordingly.
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After reviewing and submitting your application, you can tap 'Check your application result'
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You can get instant approval results during the system's online hours1. SMS notifications will be sent to you upon approval.
Click here to find out more functions on HSBC Reward+!
Please read the following remarks.
1. By using Reward+, you can submit your Spending Instalment Plan application anytime. Your applications will be processed in real-time by our system during the following periods:
Monday to Friday 09:00 to 20:00
Saturdays 09:00 to 17:00
Sundays and public holidays 09:00 to 24:00
2. The above statements are based on the perception rating results from the Kantar Pulse Study conducted between October 2019 to December 2019 that covered a population representative sample of 440 credit card holders in Hong Kong.
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Call 2748 8033
Visit www.hsbc.com.hk/creditcard
To borrow or not to borrow? Borrow only if you can repay!
Reference number: Y9-U8-CAMH4102R