Convert RewardCash into merchant partner loyalty points

There are so many ways you can earn and burn RewardCash. With the Reward+ conversion function, you can convert your RewardCash into loyalty points at preferrable conversion rates. With that you can redeem the things that you truly love, any time!

Available loyalty points at our merchant partners Conversion rate
K Dollar: Spend as cash at over 500 participating merchants e.g. K11 MUSEA, Rosewood Hong Kong and more! $1 RewardCash = 1 K Dollar
MTR Points: Enjoy free MTR rides, fare discounts, or redeem gifts on MTR Mobile. $1 RewardCash = 300 MTR Points
MoneyBack Points: Use the MoneyBack Points as cash at PARKnSHOP, Watsons, and Fortress, or redeem featured products at a special price. The same conversion rate can also be used to convert your MoneyBack Points into RewardCash. Convert any way you like. $1 RewardCash = 50 MoneyBack Points 
The Point bonus points: Enjoy rewards in 25 SHKP malls. Points can be converted into Point Dollar and spend as cash, or redeem fabulous rewards. $1 RewardCash = 250 The Point bonus points
Smart Traveller: Enjoy up to 70% off exclusive discount on travel privileges, including Plaza Premium First Upgrade and ALLWAYS buggy pick-up service at the Hong Kong airport. $1 RewardCash = 5 Arrture Points


Still haven't downloaded HSBC Reward+? Download it now!

Click here to find out more functions on HSBC Reward+!

HSBC credit card, the best credit card in town*. The one that has it all.


  1. Log on to HSBC Reward+

    Open HSBC Reward+. Log on via the 'Use RC' page with your mobile security key or biometric authentication. Choose 'Convert RC'.

  2. Choose the loyalty programme

    Select the loyalty programme to connect your account.

  3. Add the loyalty programme account

    Tap "Connect Your Account".

  1. Confirm your contact details

    The mobile phone number on your HSBC records must be the same as the loyalty programme to match successfully. Tap 'Confirm' to continue.

  2. Input your loyalty programme account

    Enter your loyalty programme account number (you can directly copy it from the loyalty programme app).

    Then, enter the one-time verification code sent to your mobile phone.

  3. Set-up completed!

    You will receive both an SMS and email notification after successful transaction.

    You are all set and ready to start converting RewardCash into loyalty programme points!

Click here to find out more functions on HSBC Reward+!

Please read the following remarks.

* The above statements are based on the perception rating results from the Pulse Study conducted by Kantar UK Ltd between July 2020 to December 2020 that covered a population representative sample of 949 credit card holders in Hong Kong.

  1. You need to have a valid MTR Mobile account/MoneyBack App/The Point account and connect them with your Reward+ in order to convert your RewardCash into MTR Points/MoneyBack Points/The Point bonus points respectively.
  2. Terms and conditions apply to the redemption of free MTR ride or fare discount and the redemption rate may vary. For details, please refer to MTR Mobile App.
  3. MoneyBack merchants will offer redemption for featured products at a special price from time to time. For details, please refer to MoneyBack App.
  4. Terms and conditions apply to the redemption of Point Dollar or other rewards and the redemption rate may vary. For details, please refer to The Point App.
  5. All photos are for reference only.

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Apply now for an HSBC Credit Card to enjoy up to $1,200 RewardCash! Terms and conditions apply.