Insurance

Enhance your everyday spending with the HSBC Premier Mastercard® Credit Card and enjoy generous rewards! From 1 April to 31 October 2026, accumulate eligible local or overseas spending to designated amount, you can earn up to an extra $500 RewardCash per month, and a total of up to $3,500 RewardCash for entire promotional period. Don't miss this opportunity to maximize your benefits!

Total Net Spending Amount per Month Extra RewardCash Rebate
HK$15,000 – HK$39,999 $150
HK$40,000 or above $500


What's more, if you spend HK$40,000 or above and your average TRB reaches HK$2,000,000 or above in that month, you will be entitled to one complimentary LoungeKey Pass (valued at US$46). You can receive a maximum of 4 passes during the entire promotion period. With each LoungeKey Pass, you can enjoy one-time complimentary access to over 1,800 airport lounges worldwide, offering premium amenities to enhance your travel experience.

💡Reminder: A single registration will enroll you in all phases of the promotional period. Register on HSBC Reward+ app before making any relevant transactions to start earning extra RewardCash!

Tips for Earning and Burning: The 'Spending Instalment Plan | Credit Card Instalment - HSBC HK' allows you to repay in instalments, offering you flexibility and ease.

Embark on an exciting journey.

In addition to the offer above, you can enjoy the following exclusive privileges from now until 31 December 2026 (unless specified) with your HSBC Premier Mastercard® Credit Card:

  • Buy-1-get-1-free on set dinners at designated Michelin-starred restaurants
  • Earn up to an extra $4,000 RewardCash by paying new policy's premium of selected insurance plans to HSBC Life

You can receive up to an extra $4,000 RewardCash by paying new policy's premium of selected insurance plans to HSBC Life using HSBC Premier Mastercard® Credit Card.

Premium Amount of an Eligible Insurance Plan (Before any applicable discount) Premium Rebate in form of RewardCash
From HK$ 5,000 to HK$ 59,999 $50 RewardCash
From HK$60,000 to HK$99,999 $300 RewardCash
From HK$100,000 to HK$599,999 $500 RewardCash
HK$600,000 or above $4,000 RewardCash


Click here for details, terms and conditions.

[Limited-time Offer] From 1 April to 30 June 2026, you can also get up to HKD3,600 Mandarin Oriental e-Gift Card by paying HSBC Life Premium Amount of HKD300,000 or above with HSBC Mastercard® Credit Card! Check out more details on Reward+ now!

View relevant terms and conditions here.

AccorHotels

Mobile Phone Protection​

Promotional period: 11 July 2025 to 31 December 2026​​​

Each cardholder is covered for the Mobile Phone Protection up to USD 1,000​

Eligibility: ​​

  • HSBC Premier Mastercard® Credit Card primary cardholder and additional cardholders
  • Mobile telephone subscription billing is required to pay with HSBC Premier Mastercard® Credit Card ​​
Please read the following remarks.​​
  1. Per Occurrence (due to Accidental Damage or Theft): USD 600​
  2. Annual Aggregate: USD 1,000​
  3. For each claim, cardholder is required to pay USD25 (deductible amount)​
  4. Please retain the purchase receipt as it is required for insurance claims
  5. Cardholder can file a claim directly on the Mastercard portal
  6. Please refer to the terms and conditions of the relevant merchants for the offer details​
AccorHotels

Purchase Protection

Promotional period: 11 July 2025 to 31 December 2026​​

Each cardholder is covered for the Purchase Protection up to USD 20,000​​

Eligibility: ​​

  • HSBC Premier Mastercard® Credit Card primary cardholder and additional cardholders
  • Full payment of purchased item is required to pay with HSBC Premier Mastercard® Credit Card. ​​
Please read the following remarks.​​
  1. Per occurrence (due to Accidental Damage or Theft) : USD 3,000 ​​
  2. Annual Aggregate: USD 20,000 ​​
  3. Please retain the purchase receipt as it is required for insurance claims
  4. Cardholder can file a claim directly on the Mastercard portal
  5. Please refer to the terms and conditions of the relevant merchants for the offer details​


HSBC credit card, the best credit card in town*. The one that has it all.

Please read the following remarks.

* According to online survey result conducted by Ipsos in 2025 based on response of 1,000 credit card holders in Hong Kong.

  1. You must register via the HSBC Reward+ app for this offer.

Click here for Terms and Conditions of HSBC Premier MasterCard®Credit Card Exclusive Spending Programme

Call 2748 8033
Visit www.hsbc.com.hk/creditcard

To borrow or not to borrow? Borrow only if you can repay!

Exclusive Privileges for HSBC Premier Mastercard® Credit Card Reference Number: Y26-U8-CAMH0501

Taste Red Hot. Back Your Favourite. Red Hot Chef

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Apply now for an HSBC Credit Card to enjoy up to $1,450 RewardCash! Terms and conditions apply.